Protecting your family's financial security
Your income helps support your family’s lifestyle and I have several ways to help protect your ability to earn an income for your family.
- Life insurance
- Critical illness insurance
- Disability insurance
- Enhanced health and dental insurance
My education and financial security planning knowledge will help you plan for the unexpected and help you reach your goals and dreams.
What is the best life insurance?
That depends on your short and longer-term needs and preferences for flexibility and risk. There are two kinds of life insurance – term life insurance and permanent life insurance. These are two very different kinds of protection that satisfy many very different life insurance needs.
I offer a range of life insurance products that can provide temporary or permanent coverage or a combination of both. Together, we can determine your needs and decide which product is best for you.
What is Disability and Critical Illness Insurance?
If you become disabled and are unable to work, disability insurance can help replace a portion of your income, helping your family maintain their standard of living.
Disability insurance coverage protects one of your most valuable assets – your ability to earn an income. It addresses the diverse needs of business owners, professionals, executives and employees.
Critical illness insurance provides a lump sum of cash if you are diagnosed with a critical illness as defined in the policy and you satisfy the waiting period.
These funds could be invaluable in the event that you were hospitalized for an extended period, or had a lengthy recovery time. They could also help you make modifications to your home (wheelchair access for example) or help you hire professional caregivers to assist while you recover.
Do you need enhanced health and dental insurance?
Ensuring that your family's health care needs are met today and in the future is probably foremost on your mind. However, putting a plan into place to make that happen is not always easy.
I can provide an enhanced health and dental benefit plan, designed for individuals and families who are looking for health care protection beyond what is covered through our provincial health plan.