Do you own a Business?
If you own a business, you'll want to consider the various types of services I have for your business and your employees.
Your focus should be your day to day operations. I can help you plan for the long term, so that you can focus on today.
Key Person Insurance, Business Succession, & Life Insurance for Business Owners
Ways to protect you and your business
Businesses buy insurance for a number of reasons. First and foremost it’s because buyers anticipate they will need the capital provided by the contract at death and this need will extend for the long term or for the rest of their lives.In the case of businesses, these needs may include:
- Funding a future capital gains tax on the shares of the corporation at death of the owner
- Funding a buy-sell agreement at the death of one of the co-owners of the business
- Key person coverage
- Long-term debt retirement coverage in the event of the death of an owner/key person
Another important reason for purchasing this type of insurance may be to build a pool of tax exempt capital to:
- Finance a living buyout of shares by a co-owner
- Provide a supplemental retirement income to the business owner
Having your business fund a Life Insurance policy for your key persons, could be invaluable down the road.
Rewarding your Employees
Your people work hard for you. They are key to your success. Compensation in the form of group retirement plans, and group benefits can help you improve morale and increase productivity, by providing financial security and support for your plan members..
Group RRSP
Flexible group retirement plans
Employers and employees look for a retirement provider who is an excellent business partner, offers a flexible and competitive product and is leading edge in the group retirement industry.
I offer a flexible product package with comprehensive features. These features include more than 100 investment funds with 18 fund managers and a wide range of plan sponsor and member services available on the interactive web site, GRS Access, and phone service.
To find out more about group retirement services, contact me to set up a meeting.
Comprehensive group coverage
Whether you have three or 300 employees, I can offer you access to comprehensive group coverage designed to deliver:
- Competitve products
- Quality service
- Cost-effective management of benefit costs
- Ease of plan administration
- Technology-based solutions
- Detailed management information
Talk to me today about group coverage for your employees.